But she categorically insists that her clients wear a condom. What if a client offered her $1 million to have sex without a condom? Allie pauses to consider this question. Then, exhibiting a keen understanding of what economists call adverse selection, she declares that she still wouldn’t do it — because any client crazy enough to offer $1 million for a single round of unprotected sex must be so crazy that he should be avoided at all costs. About 60 percent of her appointments were for a single hour.
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